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preplan your funeral Mississauga funeral preplanning with Kat Downey of Legacy Matters
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It’s Part of the Love and Part of the Journey

As we all know, death is an inevitable part of everyone’s journey.  Have you given any thought to how you would like your life to be celebrated?  Have you shared these thoughts with your loved ones?

How do you show your love to your loved ones?  There are many ways to do this. In my world the ultimate loving gift is to preplan and pay for your eventual funeral arrangements. There is no better way than this to let you loved ones know what you want and don’t want to celebrate your life in the end.

Don’t leave them hanging and wondering and worrying what to do and what would have been meaningful to you. I have seen many families go through unnecessary stress that could have been avoided by simply starting the conversation of how you’d like to be remembered and celebrated.

Do you have the courage to start the conversation?

Do you have the courage to reach out and connect with me to start this essential conversation? Otherwise you could leave your family in chaos and crisis at a time of extreme pain, fatigue and sadness to work through funeral arrangements for you. In their state of mental and emotional fog and confusion, they are going to make the most important decisions of your and their lifetime.

Leave a funded plan and a solution, not chaos and confusion

If you want this taken care of ahead of time, you can have eventual funeral arrangements setting out how you do want to celebrate your life. By doing your planning ahead of time you literally have the gift of time.  Time enough that you can think through the options, ask questions and then take massive action and set things up the way you want.

My goal is to make this process as easy as possible for everyone.  And my clients feel ecstatic that they’ve saved their loved ones a major headache during their time of grief.

It is very easy. Simply call or email me and we can get the conversation started.

I would love to hear from you and help get the conversation started.  You can connect with me via email or telephone, leave a comment here on the site or click the contact tab at the bottom of the screen if you are reading this post on the website. Don’t forget to join in the conversation on Facebook and Twitter too.

Until next time,

Kat

Katherine Downey is the #1 Funeral Preplanning Professional in Canada for the fourth time. She is a professional educator, author, licensed funeral director and insurance advisor. Not only is she a Certified Professional Consultant on Ageing and an Executive Advisor, but she is compassionately understanding.  To set an appointment or have your questions answered, please contact Kat directly

 

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Tombstone to Monument: Part 2, Flat Marker

According to Random House College Dictionary, the term tombstone originally referred to a stone marker that was usually inscribed on a tomb or grave

In this 4 part blog series I will talk about upright, flat, pillow and digital markers.  This blog will focus on the flat marker.

There are many things to consider when arranging for a memorial marker.

A flat marker can be used to commemorate a person or an event.  A flat marker is also called a grass marker, as this type of memorial marker is sited on the ground.  Flat markers are typically made of granite or bronze.

If it is a flat marker the first consideration is the cemetery regulations.  Cemetery by-laws regulate the placement of flat markers on graves within their grounds.  The rules and regulations will also stipulate the size, materials and type of flat marker allowed.  Before your finalize your order be sure you are in compliance with the Cemetery regulations, as they can and are known to refuse the placement of an flat  marker that does not comply with their by-laws.

Can a Flat Marker Be Personalized?

A flat marker can also be personalized with emblems or symbols that are carved into the granite or attached to the bronze plaque. To the right is a very small sample of the personalization options available.

How much does a Flat Marker cost?

Several factors are involved in the price of flat marker.  Factors that will influence the cost include: the size, type of material, personalization details, number of letters, and the type of engraving or etching on the stone.  Included in the pricing of a flat marker will be the foundation that the marker is placed on, as well as the installation cost of siting the flat marker.

For information on upright markers, please see my previous blog by clicking here.  And stay tuned for my upcoming blogs on pillow and digital markers.

If you would like to know more about the process please connect with me.

I would love to hear from you and help get the conversation started.  You can connect with me via email or telephone, leave a comment here on the site or click the contact tab at the bottom of the screen if you are reading this post on the website. Don’t forget to join in the conversation on Facebook and Twitter too!

Kat

Katherine Downey is the #1 Funeral Preplanning Professional in Canada for the fourth time. She is a professional educator, author, licensed funeral director and insurance advisor. To set an appointment or have your questions answered, please contact Kat directly

Ps.   Tombstone is also the name of a city southeast of Tucson, Arizona named by prospector Ed Schieffelin who found silver there in 1877 after being told all he would find was his tombstone.  Tombstone became one of the richest and most lawless frontier mining towns.

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What Needs to Be Done When Someone Dies?

I had three calls this week from colleagues asking me to guide them through the process of what has to happen when a loved one dies.  Unfortunately in each case there was no preplanning nor had the families had any conversations about what type of funeral the deceased wanted.  Imagine their total bewilderment and shock at having to make important once in a life time decisions – all while they are in a state of total emotional overwhelm.

I think we could all agree that this is not the optimal state of mind to be in to have to make funeral decisions.  Especially when there are so many steps involved that haven’t been thought about.  To give you an idea of this comprehensive list, I have prepared a short list of just a few of the many steps involved in what needs to be done when someone dies. Read more

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Do You Wish you Had More Contribution Room in Your TFSA?

23735008_sDo you wish you had more contribution room in your TFSA? Consider this.  If you made TFSA contributions since 2009 then you may have contributed the maximum of 5,000.00 per year, totaling approximately $20,000.00.

If you were to prearrange and prepay your eventual funeral arrangements you would be moving your money from a tax sheltered TFSA into a stable, guaranteed and tax-saving EFA – eligible funeral arrangement.

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Parenting our Parents – Now What?

bigstock-Senior-woman-gets-a-kiss-from--50044583Life is a circle; there is an alpha and an omega, a beginning and an end for all of us.  Throughout our lifetime our parents have guided and directed us to the best of their abilities.  As our parents move through their life circle, many of us find we are now parenting our parents. The challenge is to do so while continuing to respect their dignity, capacity, and control.

This fragile balance can shift suddenly with a change in health, mobility, or capacity. Are you prepared?

My Dad does the driving for errands and appointments.  Recently he had a hip replacement so no more driving!  Mom is comfortable driving short distances but not outings for a myriad of doctors’ appointments or errands further away from home.  This is a game changer for the family and caused one of those ‘family discussions’.

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Dispelling the Myths about Funeral Preplanning – Part 1

A Coffee a Day is a Funeral Prepaid

iStock_000023619424XSmallReally?  Absolutely!  It can cost as little as $50.00 per month or even less to prepay your final funeral arrangements.  The couple I worked with this past weekend started their prepaid funeral arrangements for under $25.00 per month.  We worked within their budget and what they wanted to fund first and that is how the contract was set up.  We will add different items into the prepaid funeral contract over time and they will eventually have their entire funeral pre-funded within a budget that is comfortable to them. In this blog series, we will dispel some of the myths about funeral pre-planning.

Unfortunately, many people are under the impression that funerals are expensive or that they have to prepay funeral arrangements in one lump sum.  This is not the case. The average funeral cost in Ontario is around $8,800.00, and I have organized funerals that were $2,000 to over $15,000.00.  It really does depend on what you want to set up ahead of time and how you want your life to be celebrated.  People often ask me about the cost of a funeral, and that can depend for example on the casket selected.  Caskets are usually made of wood, metal or cloth covered particleboard.  The entry level pricing for a casket is around $600.00 and can go as high as you wish.

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