Posts

, , ,

Is that Really my Loved One’s Cremated Remains?

prepaid funerals Mississauga Oakville

A concern that people have shared with me is “How do I know that it is really my loved one’s cremated remains that I am getting back?” The answer to this is that our full circle of care of loved one’s cremated remains starts from the initial transfer and there is a very detailed and organized method of identifying your loved one.

When someone dies and they are to be cremated, the deceased is transferred from the place of death to the funeral home. At the place of death the identification of the deceased is checked before the body is transferred to the funeral home. Once the deceased is at the funeral home, a cremation application is filled out and signed by the Estate Trustee. Each cremation application has a unique number. This number identifies the deceased and the coroner that signed the cremation application. The Estate Trustee is given copies of these forms. Read more

, , , , ,

Process for Assessing & Collecting Ontario Estate Administration Tax

Ontario Estate Administration Tax

In the 2011 Ontario budget, the Ontario government indicated that they would tighten the probate filing rules to enhance compliance by transferring administration of the Estate Administration Tax from the Ministry of the Attorney General to the Ministry of Revenue and Finance. This change received royal assent in 2011 and was announced in force January 1st, 2015. Effective January 1st, 2015, the Ministry of Finance now has a more defined process for assessing and collecting the Estate Administration Tax (EAT). Read more

, , , , ,

Ontario Estate Administration Tax Filing Rules

prepaid funeral plans Mississauga Oakville

In our last blog we spoke about Ontario Probate becoming the Estate Administration Tax, the Certificate of Appointment of Estate Trustee and the importance of this certificate to confirm the appointment of an Estate Trustee. This certificate authorizes the Estate Trustee to work on behalf of the deceased and start the process of closing the estate. Further to this, effective January 1, 2015, the Ontario Ministry of Finance implemented new Estate Filing Rules for people acting as an Estate Trustee in Ontario, for estates valued at greater than $1,000.00. Read more

,

Ontario Probate Fees Become the Estate Administration Tax

Ontario Estate Administration Tax

Did you know that in Ontario, probate fees on an estate have been replaced with something called the Estate Administration Tax?  In this multi-part series on the new Estate Administration Tax, I will share information that you and your estate representative will need to know.  This blog post focuses on what are considered the deceased’s assets and the Estate Administration Tax (EAT) payable on these assets. Read more

, , ,

Pre-paid Funeral Plan – Will I Get What I Paid For?

funeral preplanner Mississauga Oakville

During a recent presentation to a Lions Club a lady asked me “How do I know that the prepaid funeral will actually give me what I paid for – not something cheaper in the end?” When people have the courage to preplan and prepay their eventual funeral arrangements, they enter into a contract with the Funeral Home and a licensed Funeral Director. The binding legislation for the profession is the Funeral, Burial and Cremation Services Act. In this legislation, it is mandated that every funeral home must have a current price list, and all goods and services must be itemized on the prepaid funeral contract – exactly as these items are listed in the price list. Additionally the Ontario Board of Funeral Services has outlined how all prepaid funeral contracts must be organized. Read more

, ,

Securing Clergy to Officiate Funeral Services in Ontario

clergy for funeral Ontario

Funeral directors can act as a tremendous resource and connector for grieving families and those wishing to pre-plan their funeral. One of the things they have a good handle on is securing appropriate clergy to officiate during a funeral or memorial service. Many families do not have a religious affiliation or perhaps their loved one died in a town unfamiliar to them. Read more

, ,

What is a Coroner’s Certificate? 4 Situations Where it’s Required

coroner certificate Ontario

Many clients have asked me what a Coroner’s Certificate is and why they need it. Here are 4 situations where it is required.

1. Cremation application

Under the authority of the Coroners Act R.S.O. 1990 C.C. 37 a Coroner will investigate the death of all people who wish to be cremated. The Coroner’s signature is required on all Cremation applications. This is necessary as the Coroner has the highest authority in the province and must sign a cremation application to authorize the cremation of the deceased. The Coroner is literally signing off that the deceased did not die of a suspicious or unusual circumstance that would require further investigation. Read more

, , ,

Cremation – What is the cost of a Funeral Anyway?

pre funeral planner Mississauga

What is the cost of a funeral anyway? is a question I am often asked. The answer is that it depends on the type of funeral or celebration of life you wish to setup and prepay. For example, there is a growing trend to select cremation as the choice of disposition, so I will discuss this option in this blog post. The cost of cremation depends on the crematorium that the funeral home uses and can range from approximately $450.00 to $650.00 or more. Additionally with cremation there are 2 mandatory disbursements: Read more

,

Who has Legal Authority to Deal with your Cremated Remains?

pre funeral planner Mississauga Oakville

Many people know that they wish to be cremated, however when I ask them what they would like their family to do with their cremated remains, I am often met with a blank look. People will say “well, I don’t care I will be dead.” While this is true, I don’t think these people realize the potential they are creating for family feuding. Yes families do argue, disagree, fight and litigate over who has the right to and what to do with mom or dad’s cremated remains. So who has the legal authority to deal with your cremated remains? Read more

Living Organ Donation – Let’s Talk

organ and tissue donation OntarioMany people are familiar with deceased organ and tissues donation, however it is possible to also consider healthy living organ donation. Living organ donation could include a kidney, part of the liver, lung, small bowel, or pancreas. The focus of this blog is live kidney donation.

Unfortunately the need for transplanted organs – live or deceased is far greater than the supply. Many people on the kidney wait-list will die before they receive a compatible kidney. Read more