Posts

Estate Planning – Where Do I Put My Money?

funeral preplanning expert MississaugaBen Franklin said “In this world nothing can be said to be certain, except death and taxes.” This statement was made centuries ago and still rings true today. When you think about your estate, do you struggle with where to put your money? Are you getting a tax refund this year? Have you maxed out your RSP and TFSA? Yes? If this is your fortunate financial situation, well done and good for you! What’s next? Read more

When is the “Right” Time to Consider Prepaid Funeral Planning?

funeral preplanner MississaugaThis weekend I was at the Toronto Zoomer Show helping out in our ‘Funeral Planning Made Simple’ booth. It was enormously interesting to watch people look at the banner – Funeral Planning … and then look away quickly; not making any eye contact with me. They would scowl, mutter, swear, sigh, shake their head and keep on walking. The people who read the banner and commented said things like: “I’m not ready yet”, “It’s too soon”, “That’s not something I want to talk about”, “I don’t care what my family does, I’ll be dead.” So my question to you is, when is the “right” time to talk about and make prepaid funeral arrangements? Why is it that the general public does not want to talk about their eventual mortality? Read more

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Dying Away From Home

dying away from homeOver the weekend a friend contacted me to let me know that his wife’s memorial visiting and service was this week. I was in shock. I hadn’t seen them in a year or so and I couldn’t believe it when he told me she died while on holiday in Italy. On top of the shock, he relayed part of the logistical, financial and nightmare dealing with the authorities in Italy.  Here is his story.  How would you deal with your loved one dying away from home? Read more

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Leaving a Good Voice Mail Message

seniors and voice mailOver the past few weeks, my elderly parents have been moving; discontinuing phone and cable, confirming moving details, etc. This resulted in a number of telephone messages. A couple of things became very apparent to me that I thought I would share with respect to how people can leave a good voice mail message.

Few people actually answer their phone anymore. Yes there is email, however my parents are not used to doing business this way. Their preference is to use the telephone so we need to consider this in our communication. Read more

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The Importance of Naming a Beneficiary

Benefits of a beneficiaryWhy is it important to name a beneficiary on our life insurance policy?

A beneficiary is the person, charity or other organization that you name to receive your money or property from your life insurance policy, investment accounts or trust funds. For example: Mr. Anderson has a $30,000 life insurance policy and named his wife as the first beneficiary and his two children as the second beneficiaries. If Mr. Anderson dies before his wife does, then she will receive tax free, the $30,000 death benefit of his policy.

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Do you Have Your Advance Care Plan in Place?

Advanced Care PlanDo you Have Your Advance Care Plan in Place? An Advance Care Plan is a process of conversations and decisions while you are of capacity. Reflecting your values, beliefs, goals, wishes, resources and faith, an Advance Care Plan outlines your wishes concerning future care.

Future Care takes into consideration your wishes concerning personal hygiene, nutrition, shelter clothing, safety, as well as health care, medical treatments, services or interventions. In the event of a sudden and unexpected incapacity such as car accident; or a longer progressive incapacity such as Alzheimer’s disease, your Advance Care Plan outlines your wishes for future health and personal care preferences in the event you are incapable of consenting to or refusing medical treatment or other care. Read more

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Why and How People Become Funeral Directors in Ontario

License Funeral Director OntarioThis month is the celebration of 100 years of Funeral Professionals. To the dedicated men and women who feel a sense of calling to become a funeral director, we salute you.  Have you ever wondered why and how people become Funeral Directors here in Ontario?

Often the students in the Funeral Services Program at Humber College or College Boreal express a sense of duty to learn how to assist families through the funeral process at one of the most painful and emotional times of their lives.

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Locating Missing Life Insurance Policies

funeral preplanning OntarioMy Father always said not to worry there is lots of life insurance.  However when he died and I was helping my mom to close the estate, we could not find any life insurance policy.  We looked in all the obvious places; safety deposit box, and important files at home, finding nothing.  For all these years Dad had indicated that there was a fair amount of life insurance implying around $300,000.00.  This is a lot of money and would make a tremendous difference for my mom. What can we do about locating missing life insurance policies? Read more

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Is a Funeral Home Needed When you Opt for Cremation?

Cremation and funeral homeI only want cremation so I don’t need a funeral home, right?

No, actually that is incorrect.  Many people think that if they simply want their body to be cremated when they die, there is no need to involve a funeral home.  This is not correct.  The closest next of kin, legal representative or Estate Trustee needs to call a Funeral Home.

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Tissue Donors Set Record in 2013

tissue donationTissue donors set a record in 2013. In the Tuesday February 4, 2014 edition of the Toronto Star, Barbara Turnbull reported on Eya Kotulsky’s heart wrenching decision to consent to have her dying son’s tissues donated. As Ms. Kotulsky stated “what good could come out of this? I was trying to salvage some nobility or something. I suddenly thought to myself, he could be a donor.”

Potential organ or tissue donors are people who are considered brain dead, due to a traumatic event such as a car accident.

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