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9 Ways to Get Full Value from Your Funeral Plan

pre-paid funerals OntarioDid you know Funeral Homes must provide you with a current price list that describes all the goods and service they offer and that this price list must be provided without cost or obligation? And, by law, all funeral homes must follow the same format in their price list. This assists the consumer to be able to compare and contrast the prices and selections fairly. However for many people the price list can still be confusing.  The best way to directly compare cost, is to shop around ahead of time and work with the funeral home and licensed funeral director you are most comfortable with. Here are 9 ways to ensure you get the full value from your funeral plan. Read more

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What Happens if I Can’t Pay For a Funeral?

bigstock-Grieving-Family-4457703Have you ever asked the question ‘what happens if I can’t pay for the funeral?’ If people have not prepaid part of all of their funeral expenses, then their next of kin or whoever signed the funeral contract are responsible to pay the funeral account.  Many Funeral Homes will require a deposit prior to making any arrangements on your behalf and some Funeral Homes require payment in full by the day the funeral services are provided.

This can cause extreme disagreements between brother and sister as to the type and level of merchandise to select for mom or dad’s funeral.  I know of two brothers’ that agreed to split dad’s funeral cost 50/50.  The one brother put the full account on his credit card and the other promised to write him a cheque for his half of the funeral cost.  Well that cheque never got written after several requests for reimbursement.  The outcome?  These brothers’ have not spoken to each other in 25 years!  Is this worth 50% of the cost of the funeral?

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